Umpukan
| Name of the informal group please write here a brief summary paragraph. |
Main content, don't forget to always put the name in italic by using: italic
Description[edit]
What is the name of the informal worker in local language?
How does this translate, and who does it refer to?
How do you recognise members of this group? Do they have any specific traits?
Other questions to address could be: Can this worker be described through a persona? What are their perceptions and motivations? Typically associated with a gender? Age group? Is this a full time or part time occupation? They work in collectives or individually? Is this a growing group? What are their struggles? What does their daily life look like? What are their needs?
Perceptions and Motivation[edit]
Intrinsic perceptions and motivations[edit]
How does this group perceive itself (or the individuals within)?
What motivates members of this group?
Extrinsic perceptions and motivations[edit]
How this group perceived by others (including yourself)?
Other questions to be addressed could be:
Is there a cultural or historic reference in the name?
Does the name have a positive or negative connotation?
Are individuals in this group generally driven by survival or a business model?
Are there positive aspects associated with this group? For example, flexibility, freedom, agility, or self organization
How do members of this group perceive more formal employment? What are the main deterrents of formalizing?
Does this group have any specific needs?
System[edit]
Umpukan
Who do they interact with. What kind of relationships do they need? Informal lending business which provides less interest rates than the "5-6" scheme.
Paluwagan
Who do they interact with. What kind of relationships do they need? Two ways of borrowing money: either via "lista" system in the sari-sari stores or she borrows small amounts of between P100-P200 from what she calls her “LL (Luwag Luwag) Circle of Friends. ” They have been a group for over 10 years and she feels fortunate to be part of this t rusted circle who also run an umpukan where she puts in about P200 every other week and might receive P5000 in December. This saves her from having to resort to “5-6” (which she considers an unwise option) or lending groups for the urban poor like Pagasa, Kaagapay or Ahon (less preferred due to the perceived risk of having to pay extra in order to compensate for others who fail to do so).
What "problem or need" are they solving?
Other additional questions to be addressed could be:
What service or product is this group providing? What is that they need to deliver their service or product? Conditions, tools, skills to make a living Do they own their work tools? Their work? What sector does this group usually represent? Aproximately, how many people are represented by this group?" "how are they represented in the economy? How has this sector been affected by public policy?
Can you include a picture or a depiction?
What is the role of the informal worker in the broader informal ecosystem?
Who do they interact with. What kind of relationships do they need?
What "problem or need" are they solving?
Other additional questions to be addressed could be:
What service or product is this group providing? What is that they need to deliver their service or product? Conditions, tools, skills to make a living Do they own their work tools? Their work? What sector does this group usually represent? Aproximately, how many people are represented by this group?" "how are they represented in the economy? How has this sector been affected by public policy?
Can you include a picture or a depiction?
References[edit]
Insert here any external references